L-Pesa krypton is a financial service that has helped millions of people around the world grow their finances through microcredit

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L-Pesa creates a blockchain-based smart contract loan that allows people across the internet to grow their business and become a thriving businessman. Visionary visionaries can take a loan in Ether or Bitcoin and then participate in the L-Pesa curative market that facilitates peer lending: the first crypto loan service in Africa.

The idea for L-Pesa was incubated for a decade, and business was launched at a time when four important market forces converged to allow scaling:• Big Data, Artificial Intelligence & Blockchain• Alternative Credit Data• Mobile Technology• Biometric IdentityL-Pesa has leveraged this market power and built-in technology and an exclusive credit scoring model that enables it to quickly slash microcredit in developing countries while maintaining a loss ratio below 10%. The solution is highly automated, enabling small back office teams to support high-volume credit origi- sions. All loans are serviced by L-Pesa.

VisionL-Pesa was founded with a vision to improve people's lives through efficient access to credit and related financial services. Ron Ezra Tuval, founder of L-Pesa, has spent most of his career working in developing countries and admits about a decade ago that the most effective way to improve people's lives is through access to credit and related financial services. Since establishing L-Pesa, Ron has focused on achieving this vision. It's about making the world a better place for everyone. L-Pesa began offering microfinance services in Tanzania in 2016 and has expanded its service offerings and geographic footprint with increasing speed in pursuing this vision.

Services offered by L-PesaL-Pesa was founded with a vision to improve people's lives through efficient access to credit and related financial services. The first service offered by L-Pesa is micro-loans. L-Pesa was launched in Tanzania in 2016 and has issued more than 38,000 loans. Over time, L-Pesa expects to introduce additional financial services that will appeal to its user base, such as a money transfer service. The company has a strong focus on automation. 95% of user acquisition process and loan underwriting are automatic and therefore highly scalable. They have spent two years developing a customer-facing and back office system using a team of seven software developers. The user experience is based on mobile and web interface and marketing is mainly achieved through social media and SMS. L-Pesa has built a credit ownership underwriting system which is one of the keys to its success. Consumer credit reporting as available in Western Europe and North America is absent in Africa, India, or other developing regions.



Allocation of Token
Supplay token LPK as much as 2.600.000.000 LPK with Hard-Cap $ 52M USD.
  • 1% is allocated to Bounty and Referral Programs 
  • 10 is allocated to Counsel 
  • 16% are dedicated to business development
  • 15% is allocated for management and team 
  • 58% is allocated for token sales


Situs web: https://kriptonofafrica.com/
WhitePaper: https://kriptonofafrica.com/static/pdfs/L-Pesa%20ICO%20white%20paper%202018.pdf
Telegram: https://t.me/LpesaICO
Twitter: https://twitter.com/lpesaico
Facebook: https://www.facebook.com/lpesaico
Medium: https://medium.com/@lpesaico

 udincoinbawan
Profile bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1522325;sa=summary 
Eth address : 0xa886F31d706CC107eF112D5A648820eBe075d104
 

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